The book ratio could be the small fraction of total build up that the bank keeps readily available as reserves (for example. Money in the vault). Theoretically, the book ratio may also make the kind of a needed book ratio, or the fraction of deposits that a bank is needed to carry on hand as reserves, or a extra book ratio, the fraction of total build up that the bank chooses to help keep as reserves far beyond exactly exactly just what it’s necessary to hold.
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